This afternoon’s episode of American Public Media’s The Story starts off with an interview with a Barbara, a member of Debtors Anonymous. Eye-opening.

How does she manage now that she’s off credit? Cash-only. She has a strict spending plan, tracks her checking account carefully, and only uses a debit card for the few times when she’d need a credit card (at the gas pump, online purchases, etc.)

Do you feel you’re addicted to credit? It’s definitely a crutch I need to get off of.

[Via VPR]